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Zonky is a peer-to-peer lending platform that allows individuals to lend money directly to other individuals without the need for traditional banks. Borrowers apply for loans and their creditworthiness is evaluated by Zonky before being approved. Lenders can then choose to invest in these loans, earning interest on their investment. Zonky takes a small fee from both borrowers and lenders. The platform also offers an automated investment tool that spreads investments across multiple loans, reducing risk. Zonky operates in the Czech Republic and has facilitated over $1 billion in loans since its launch in 2015.
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1. Eligibility for Fraffle Tickets and Cashback